Posts Tagged ‘Saving’
Moody Radio Interview – Workplace Retirement Plans
We discussed workplace retirement plans in this broadcast. The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana. Brad Graber, CFP® has been working with clients on personal financial planning and investment issues…
Read MoreMoody Radio Interview – Building an Emergency Fund
We discussed how to build an emergency fund on this broadcast. The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana. Brad Graber, CFP® has been working with clients on personal financial…
Read MoreHow to Build an Emergency Fund
Some advisors might tell you to not worry about building an emergency fund as long as you have debt to pay off. That advice comes from a perspective that you’re paying more interest on that debt than you can earn on a savings account and if an emergency comes up, you can just borrow that…
Read MoreManaging Your Workplace Retirement Plan – Part II
Americans have a potential retirement crisis on their hands. As we discussed in Part I of this article, the move from company-sponsored pension plans to employee contribution plans (e.g. 401(k) and 403(b) plans) transferred the responsibility to save for retirement from the employer to employees. What is beginning to become evident is that individuals aren’t…
Read MoreManaging Your Workplace Retirement Plan – Part I
1978 brought about a change in legislation that forever changed the landscape of American retirement planning. That was the year that saw the creation of the 401(k). Up to that point, retirement plans offered by employers were primarily defined benefit pension plans. As the name would indicate, you earned a defined monthly benefit at retirement…
Read MoreTypes of Investments: Stocks and Bonds and Funds, Oh My!
The investment world has a way of taking things that are understandable at their most basic element and complicating them to the point that the common person no longer recognizes them. In an effort to help individuals understand investments, I like to simplify them down into two primary categories, loans and ownership. Most people can…
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