Debt

Moody Radio Interview 7-2-18 – Intangible Costs of Debt

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The costs of debt far exceed just the amount of interest you pay on your loan.  Unfortunately, most people never consider the equally as real, and often more painful, side effects of debt.  In this interview, we discuss some of the overlooked costs associated with debt.  You can read the related article here.  The following…

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Moody Radio Interview 6-11-18 – Online Borrowing Considerations

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The modern financial era has changed the playing field when it comes to borrowing money.  With so many people choosing to use online lenders, we need to consider how to apply wisdom in order to protect ourselves.  We also need to remember the inherent dangers that come with all forms of debt.  The following recording…

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Moody Radio Interview 4-9-18 – Student Debt

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Student debt continues to be a huge economic hardship issue.  In this interview we discuss ideas for avoiding it or dealing with it if you already have loans.  You can read the related article here.  The following recording is from “Mornings with Kelli and Steve” on Moody Radio Indiana (97.9 FM). For more information on Moody…

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Moody Radio Interview 3-19-18 – Credit Scores

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Should we be concerned about our credit scores?  What if we have no plans to ever take on more debt?  Whether we like it or not, credit scores and credit history impact more aspects of our lives than just our ability to take on new debt.  Part of financial stewardship involves managing our credit records. …

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Moody Radio Interview 2-19-18 – Debt Consolidation

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On the cover, debt consolidation sounds like an obvious decision when it lowers our interest rates or makes our monthly payment go down, but there are other issues to consider in that decision.  In this week’s interview we take a look at some of the other issues surrounding debt consolidation.  The following recording is from…

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Moody Radio Interview 2-12-18 – Student Loans

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Student loans are nearing $1.6 Trillion in total and are more than credit card and auto debts combined.  Student loans are very dangerous because they target young borrowers who may not know better and then are a difficult form of debt to eliminate since you can’t sell what you bought or even discharge them in…

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Moody Radio Interview 1-29-18 – Home Ownership

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People often say renting is throwing away money, but are there times when it makes sense to rent instead of buying a home?  If buying is the right decision, what do I need to consider when making that decision?  In this week’s interview we take a look at how to think through these important decisions…

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Moody Radio Interview 1-22-18 – Understanding Your Financial Picture

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It’s not very productive to try to get directions from your GPS with the current location turned off.  Attempting to improve your financial situation without knowing where you currently stand is not much more productive.  In this week’s interview we discuss the process of understanding your financial picture and how to use that information to…

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Understanding Your Financial Picture

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Have you ever tried to solve a problem without first knowing what was wrong and the tools at your disposal to fix it?  That may sound illogical, but it’s exactly how many people approach their financial problems.  It’s not uncommon to have conversations with people overwhelmed by financial worry only to find out they don’t…

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Moody Radio Interview 4-11-17 – Renting vs. Buying a Home

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We discussed renting vs. buying a home in this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM).  You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber, CFP® has been working with clients on personal financial planning and…

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