Capping Your Lifestyle

Capping Lifestyle

Have you ever taken the time to ask yourself how much is enough?  It’s a question we should really all explore from time to time.  The world around us seems to be on a never-ending chase for happiness and satisfaction and rarely takes time to sit back and enjoy the things they already have.  Today,…

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How to Free Up $100 in Your Budget

$100

Who doesn’t want an extra $100 each month?  It all starts with tracking our expenses and figuring out where our money is going.  Once we’ve done that, we can make decisions on what to cut out of our normal spending in order to free up $100 per month.  That money can then be used to…

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Understanding and Repairing our Credit Score

Credit Score

It used to be that our credit score only mattered when we wanted to borrow money, but in recent years, more aspects of our lives are starting to be affected by our credit score, including insurance rates, renting an apartment, even getting a job.  Today we want to talk about how we can better understand…

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Moody Radio Interview 3-25-19 – Buying a Car

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Our car buying decisions will have a major impact on our overall financial situation.  Those that overspend on vehicles will suffer the consequences of spending too much money on depreciating assets.  On the other hand, the person that spends within their means will reap the benefits of using their money for better purposes.  The following…

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Moody Radio Interview 3-11-19 – Payday Loans

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Payday loans often get a bad name because of their high fees, which can often convert to around 400% in interest annually.  There is more to the story than just high fee lending though.  We need to understand why borrowers use payday loans and also why the lenders charge these high fees.  Once we get…

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Moody Radio Interview 3-4-19 – How Dangerous is Your Debt?

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Are some debts more dangerous than others?  We should start by looking at how easily we can get out of each loan.  Did we purchase something we can sell to get the money or did we already consume those purchases?  Debt is a commitment of our future time and scripture tells us we don’t know…

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Moody Radio Interview 2-25-19 – Debt Consolidation and Settlement

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Debt consolidation and debt settlement can often sound like attractive options, but neither is an automatic fix for our debt problems and they can sometimes bring unintended consequences with them.  We explore both of these options in today’s segment.  The following recording is from “Mornings with Kelli and Steve” on Moody Radio Indiana (97.9 FM).…

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Moody Radio Interview 2-18-19 – Tax Season Planning

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Tax season may not be exciting, but it does present us with a good opportunity to review our overall financial plan and look for ways to improve.  That could be in looking for ways to pay less in taxes next year or perhaps it’s in the way we use our refund to knock out a…

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