Debt
Moody Radio Interview – Does God Forbid Debt?
We addressed the question “Does God forbid Debt?” on this broadcast. The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). You can read the corresponding articles Does God Forbid Debt and The Intangible Costs of Debt. For more information on Moody Radio, go to moodyradio.org/indiana. Brad Graber,…
Read MoreMoody Radio Interview – Building an Emergency Fund
We discussed how to build an emergency fund on this broadcast. The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana. Brad Graber, CFP® has been working with clients on personal financial…
Read MoreMoody Radio Interview – Assessing Your Situation
We discussed how to start your financial journey by assessing your situation and understanding your financial picture on this broadcast. The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana. Brad Graber, CFP®…
Read MoreHow to Build an Emergency Fund
Some advisors might tell you to not worry about building an emergency fund as long as you have debt to pay off. That advice comes from a perspective that you’re paying more interest on that debt than you can earn on a savings account and if an emergency comes up, you can just borrow that…
Read MoreThe Greatest Debt Payoff Ever
If you ever find yourself going down the internet rabbit trail looking at debt payoff success stories, you’ll likely run across some pretty amazing stories like the one where a dentist paid off $380,000 in student loans in just 21 months, or the family that paid off $125,000 of debt while eating mostly dehydrated hashbrowns…
Read MoreTackling Your Debt
You’ve conquered your fears, overcome the procrastination that’s been holding you back and now you’re finally ready to draw a line in the sand and leave your reckless spending habits behind you. Unfortunately, making that big decision doesn’t erase all the baggage from your previous behavior. Many of you will need to deal with the…
Read More3 Questions to Ask Before Taking on Debt
In a society that hands out debt like candy at a parade, it’s easy to fall into the trap of snatching up everything we want and then going in search of more. Let’s face it, we all have wants and are constantly bombarded by messages telling us to “treat yo self”, which may even remind…
Read MoreThe Intangible Costs of Debt
Typically, when we consider the possible downsides of having debt, our minds focus on the lurking financial consequences, like the amount of interest we’re going to be paying over the length of the loan or how the monthly payment is going to affect our quality of life. Most people rarely ponder the equally as real,…
Read MoreDoes God Forbid Debt?
As Americans, we have to admit that we’re in a mess when it comes to debt. Individuals have over $3.4 trillion in personal consumer debt and that number doesn’t even include mortgages. For those carrying credit card debt, the average outstanding balance at the end of 2015 was $15,609 per person…
Read More11 Questions to Ask Ourselves About Debt
Sometimes our decision to go into debt reveals more about our spiritual condition and how much we really trust in God than it reveals about our financial condition. In a time when it’s so easy to use credit to satisfy our every desire at the swipe of a card, have we lost the discipline of praying for and searching God’s will in our spending decisions?
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