Moody Radio Interview – Payday Loans

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Payday loans often get a bad name because of their high fees, which can often convert to around 400% in interest annually.  There is more to the story than just high fee lending though.  We need to understand why borrowers use payday loans and also why the lenders charge these high fees.  Once we get…

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Moody Radio Interview – How Dangerous is Your Debt?

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Are some debts more dangerous than others?  We should start by looking at how easily we can get out of each loan.  Did we purchase something we can sell to get the money or did we already consume those purchases?  Debt is a commitment of our future time and scripture tells us we don’t know…

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Moody Radio Interview – Intangible Costs of Debt

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The costs of debt far exceed just the amount of interest you pay on your loan.  Unfortunately, most people never consider the equally as real, and often more painful, side effects of debt.  In this interview, we discuss some of the overlooked costs associated with debt.  You can read the related article here.  The following…

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Moody Radio Interview – Renting vs. Buying a Home

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We discussed renting vs. buying a home in this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM).  You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber, CFP® has been working with clients on personal financial planning and…

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Moody Radio Interview – Credit Card Survival Guide

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We discussed how to wisely manage credit cards in this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM).  You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber, CFP® has been working with clients on personal financial planning…

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Moody Radio Interview – Tackling Your Debt

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We discussed tackling your debt in this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM).  You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber, CFP® has been working with clients on personal financial planning and investment…

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Moody Radio Interview – 3 Questions to Ask Before Taking on Debt

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We discussed 3 questions to ask before taking on debt in this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM).  You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber, CFP® has been working with clients on…

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Moody Radio Interview – Does God Forbid Debt?

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We addressed the question “Does God forbid Debt?” on this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM).  You can read the corresponding articles Does God Forbid Debt and The Intangible Costs of Debt. For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber,…

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3 Questions to Ask Before Taking on Debt

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In a society that hands out debt like candy at a parade, it’s easy to fall into the trap of snatching up everything we want and then going in search of more. Let’s face it, we all have wants and are constantly bombarded by messages telling us to “treat yo self”, which may even remind…

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The Intangible Costs of Debt

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Typically, when we consider the possible downsides of having debt, our minds focus on the lurking financial consequences, like the amount of interest we’re going to be paying over the length of the loan or how the monthly payment is going to affect our quality of life.  Most people rarely ponder the equally as real,…

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