Posts Tagged ‘Budget’
Moody Radio Interview – Buying a Car
Our car buying decisions will have a major impact on our overall financial situation. Those that overspend on vehicles will suffer the consequences of spending too much money on depreciating assets. On the other hand, the person that spends within their means will reap the benefits of using their money for better purposes. The following…
Read MoreMoody Radio Interview – A Meaningful Christmas
How can we have a meaningful Christmas that creates memories without breaking our budget and taking on debt? It turns out that the things that matter most don’t normally cost a lot of money. We just need to be willing to plan ahead and make some small changes. The following recording is from “Mornings with…
Read MoreMoody Radio Interview – Opportunity Costs of Our Spending
It’s easy to get caught up buying the things we want only to later find out our money didn’t go as far as our wish list. The items we miss out on are the opportunity costs of our spending. In the bigger picture, we need to also recognize the opportunities to love our neighbors that…
Read MoreSeeing the Opportunity Costs of Your Spending
I can safely say that we all have limited resources, so at some point we’re going to run out of money before we run out of desires. So, for every item we decide to buy, another lands on the scrap heap of unaffordable dreams. The value of the item that was sacrificed is considered to…
Read MoreMoody Radio Interview – 6 Principles for Defining Your Lifestyle
We discussed 6 principles for defining your lifestyle in this broadcast. The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). You can read the corresponding article here. For more information on Moody Radio, go to moodyradio.org/indiana. Brad Graber, CFP® has been working with clients on personal financial planning…
Read More6 Principles for Defining Your Lifestyle
Choosing a lifestyle isn’t a quick and easy decision you can knock out over dinner. It’s often a long process that takes years and a series of smaller decisions. In fact, most people don’t actually choose a lifestyle. Instead, they make a lot of independent decisions and allow the sum of those decisions to be…
Read MoreChoosing a God-Honoring Lifestyle
Debt is one of the most popular topics in financial courses primarily because it’s the pain that so many people are currently dealing with. However, focusing on debt is like a sick person focusing on their symptoms and ignoring the illness. We would consider it foolish to give a person an aspirin to treat the…
Read MoreBudgets – Heroes or Villains
Somebody needs to figure out a four-letter word to replace the word budget because that’s pretty much how society already views it. Some people would probably rank it just one step above getting a root canal if they were being totally honest. I tend to view budgets a lot like diets. Most of us have…
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