Capping Your Lifestyle

Capping Lifestyle

Have you ever taken the time to ask yourself how much is enough?  It’s a question we should really all explore from time to time.  The world around us seems to be on a never-ending chase for happiness and satisfaction and rarely takes time to sit back and enjoy the things they already have.  Today,…

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Moody Radio Interview – Buying a Car

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Our car buying decisions will have a major impact on our overall financial situation.  Those that overspend on vehicles will suffer the consequences of spending too much money on depreciating assets.  On the other hand, the person that spends within their means will reap the benefits of using their money for better purposes.  The following…

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Moody Radio Interview – How Dangerous is Your Debt?

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Are some debts more dangerous than others?  We should start by looking at how easily we can get out of each loan.  Did we purchase something we can sell to get the money or did we already consume those purchases?  Debt is a commitment of our future time and scripture tells us we don’t know…

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Moody Radio Interview – A Meaningful Christmas

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How can we have a meaningful Christmas that creates memories without breaking our budget and taking on debt?  It turns out that the things that matter most don’t normally cost a lot of money.  We just need to be willing to plan ahead and make some small changes.  The following recording is from “Mornings with…

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Moody Radio Interview – Getting and Staying Out of Debt

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As we’re working to pay off our debt or even once we’re finally debt free, we need to have a plan in place to make sure we stay out of debt in the future.  The following recording is from “Mornings with Kelli and Steve” on Moody Radio Indiana (97.9 FM).  For more detailed information, you…

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Moody Radio Interview – Opportunity Costs of Our Spending

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It’s easy to get caught up buying the things we want only to later find out our money didn’t go as far as our wish list.  The items we miss out on are the opportunity costs of our spending.  In the bigger picture, we need to also recognize the opportunities to love our neighbors that…

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Seeing the Opportunity Costs of Your Spending

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I can safely say that we all have limited resources, so at some point we’re going to run out of money before we run out of desires.  So, for every item we decide to buy, another lands on the scrap heap of unaffordable dreams.  The value of the item that was sacrificed is considered to…

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Moody Radio Interview – Intangible Costs of Debt

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The costs of debt far exceed just the amount of interest you pay on your loan.  Unfortunately, most people never consider the equally as real, and often more painful, side effects of debt.  In this interview, we discuss some of the overlooked costs associated with debt.  You can read the related article here.  The following…

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Moody Radio Interview – Summer Vacations

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We discussed summer vacations in this broadcast.  The following recording is from “Mornings with Kelli and Linda” on Moody Radio Indiana (97.9 FM). For more information on Moody Radio, go to moodyradio.org/indiana.   Brad Graber, CFP® has been working with clients on personal financial planning and investment issues since 1996. He invests his time mentoring…

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